Preparing for a Mortgage Loan to Buy a Home

Mortgage lending for the purchase of a home has changed dramatically in recent years. Prior to the Fall of 2007, purchasing real estate with a mortgage loan was possible with minimal documentation and zero money down. In addition, very low credit scores and flawed credit reports were accepted by lenders during the application process for a mortgage. Today, the lending rules are very different and there are several steps that you can take to prepare yourself to apply for a mortgage loan to buy a home.

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Take Advantage of Low Mortgage Interest Rates

The preceding three years have delivered a beneficial home buyer’s market to the Louisville, Kentucky area, and even better, mortgage interest rates remain very low. This is the time to buy a home in Louisville.

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The Holiday Season in Louisville, Kentucky

Friday marked the beginning of the holiday shopping season and Louisvillians are preparing themselves for an entertainment-filled December! Louisville, Kentucky is a city filled with activities and fun events, and the holiday season is one of the best times to be in the city.

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Parks in St. Matthews, Kentucky

Usually, when a Louisville resident thinks of St. Matthews, they think of fabulous shopping – but St. Matthews actually has a lot more to offer than just merchandise! There are several wonderful parks in St. Matthews, Kentucky that are sure to delight and give those credit cards a rest.

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Bardstown Road Aglow in the Highlands

Twenty six years ago a Louisville tradition was born on Bardstown Road when a candle was placed in a storefront window to welcome passersby and promote friendship in the community. Today that tradition is alive and well with Bardstown Road Aglow. Businesses along the busy Bardstown Road corridor open their doors from dusk until 10 PM on the first Saturday in December to offer deep discounts and treats for shoppers.

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Cedar Glen Homes for Sale Louisville, Kentucky

View all Cedar Glen Homes for Sale on the Louisville MLS listings below. Cedar Glen real estate is located off of Cedar Creek Road between Bardstown Road and Beulah Church Road near Louisville, Kentucky. The Cedar Glen subdivision was developed approximately six years ago by Ball Homes, a production builder with local ties.

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Winterizing Your Louisville Home

As we all settle in for another Louisville winter, there are many steps you can take to winterize your home for the cold months ahead and to save a little cash while you are at it.

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The Business Community in Louisville, Kentucky

You may not know that Louisville, Kentucky has a thriving business community that has been the home of many successful companies, and continues to harbor innovative and future “Fortune” organizations.

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Hikes Point in Louisville, Kentucky

Hikes Point is located in eastern Louisville, Kentucky, between the Highlands and Buechel neighborhoods. Settled by American Revolutionary War veteran George Hikes in 1791, the area became populated by the Hikes family who later opened grist and saw mills in the early 19th century.

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Louisville, Kentucky Park Systems

Louisville, Kentucky has one of the best park systems in the country; many were created by Frederick Law Olmstead, the world-renown landscape architect most famous for creating Central Park in New York City. There are over 120 parks in the metro area, each one beautiful and beloved by their surrounding neighbors and visitors. Most people know the attractions and amenities of Louisville’s popular parks – Cherokee, Seneca, and Central, but there are many other lovely parks that you may not know much about!

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November Events in Louisville, Kentucky

Don’t let the winter blues get you down Louisville! There are plenty of fantastic activities going on to get you out of the house for some holiday fun. November is sure to be an eventful month in The Derby City with holiday benefits, light shows, and neighborhood celebrations.

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Barbourmeade Homes for Sale Louisville, Kentucky

View all Homes for Sale in Barbourmeade on the Louisville MLS listings below. Barbourmeade real estate is located off of Brownsboro Road and Barbour Lane near Louisville, Kentucky. The Barbourmeade subdivision was developed over 50 years ago as residents of Louisville continued to eastward searching for suitable land options for development.

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Sleepless in Louisville, Kentucky

Louisville, Kentucky was recently named the “most challenged” city in the country for restful sleep, according to a Bert Sperling study on sleeplessness. Over 400,000 participants across the country weighed in on the survey and Louisville received a ‘sleepless score’ of 726.0, beating out the city that supposedly never sleeps – New York City, with a score of 702.1. The survey looked into unemployment rates, divorce, and long commutes – all factors for poor sleep.

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Why Live in Anchorage, Kentucky?

Anchorage, Kentucky is a lush, green oasis in the East End of Louisville with nearly 3,000 residents. Most folks that move to the area choose to stay for many years because the town is so pleasant and lovely. There are so many reasons why Anchorage is such a great place to call home!

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Polo Fields Neighborhood in Louisville, Kentucky

The Polo Fields Neighborhood is located in eastern Jefferson County and features some of the loveliest real estate and landscaping in all of Louisville, Kentucky. Located off Flat Rock Road, close to the Eastwood and Lake Forest neighborhoods, sits the quaint, family-friendly town of Polo Fields. This is a very active and fun community that is sure to welcome new residents with open arms!

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Winchester Acres Homes for Sale Louisville, Kentucky

View all Winchester Acres Homes for Sale on the Louisville MLS listings below. Winchester Acres real estate is located off of LaGrange Road and the Gene Snyder Freeway near Anchorage in Louisville, Kentucky. The subdivision of Winchester Acres was developed approximately 10 years ago by a variety of spec and custom home builders in a convenient Jefferson County location.

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