Preparing for a Mortgage Loan to Buy a Home

Mortgage lending for the purchase of a home has changed dramatically in recent years. Prior to the Fall of 2007, purchasing real estate with a mortgage loan was possible with minimal documentation and zero money down. In addition, very low credit scores and flawed credit reports were accepted by lenders during the application process for a mortgage. Today, the lending rules are very different and there are several steps that you can take to prepare yourself to apply for a mortgage loan to buy a home.

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Take Advantage of Low Mortgage Interest Rates

The preceding three years have delivered a beneficial home buyer’s market to the Louisville, Kentucky area, and even better, mortgage interest rates remain very low. This is the time to buy a home in Louisville.

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The Holiday Season in Louisville, Kentucky

Friday marked the beginning of the holiday shopping season and Louisvillians are preparing themselves for an entertainment-filled December! Louisville, Kentucky is a city filled with activities and fun events, and the holiday season is one of the best times to be in the city.

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Parks in St. Matthews, Kentucky

Usually, when a Louisville resident thinks of St. Matthews, they think of fabulous shopping – but St. Matthews actually has a lot more to offer than just merchandise! There are several wonderful parks in St. Matthews, Kentucky that are sure to delight and give those credit cards a rest.

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Bardstown Road Aglow in the Highlands

Twenty six years ago a Louisville tradition was born on Bardstown Road when a candle was placed in a storefront window to welcome passersby and promote friendship in the community. Today that tradition is alive and well with Bardstown Road Aglow. Businesses along the busy Bardstown Road corridor open their doors from dusk until 10 PM on the first Saturday in December to offer deep discounts and treats for shoppers.

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Cedar Glen Homes for Sale Louisville, Kentucky

View all Cedar Glen Homes for Sale on the Louisville MLS listings below. Cedar Glen real estate is located off of Cedar Creek Road between Bardstown Road and Beulah Church Road near Louisville, Kentucky. The Cedar Glen subdivision was developed approximately six years ago by Ball Homes, a production builder with local ties.

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Winterizing Your Louisville Home

As we all settle in for another Louisville winter, there are many steps you can take to winterize your home for the cold months ahead and to save a little cash while you are at it.

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The Business Community in Louisville, Kentucky

You may not know that Louisville, Kentucky has a thriving business community that has been the home of many successful companies, and continues to harbor innovative and future “Fortune” organizations.

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Hikes Point in Louisville, Kentucky

Hikes Point is located in eastern Louisville, Kentucky, between the Highlands and Buechel neighborhoods. Settled by American Revolutionary War veteran George Hikes in 1791, the area became populated by the Hikes family who later opened grist and saw mills in the early 19th century.

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Louisville, Kentucky Park Systems

Louisville, Kentucky has one of the best park systems in the country; many were created by Frederick Law Olmstead, the world-renown landscape architect most famous for creating Central Park in New York City. There are over 120 parks in the metro area, each one beautiful and beloved by their surrounding neighbors and visitors. Most people know the attractions and amenities of Louisville’s popular parks – Cherokee, Seneca, and Central, but there are many other lovely parks that you may not know much about!

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